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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your government-issued photo identification or other identifying documents. The approval process may take longer if additional documents are requested.

Applications submitted on this website may be evaluated for one of two separate loan programs: installment loans made by Personify Financial, a licensed lender in certain states, or installment loans made by First Electronic Bank, a Utah-chartered industrial bank located in Salt Lake City, Utah. Personify works with First Electronic Bank to originate installment loans made by First Electronic Bank using the Personify Platform. To verify the rates and program for which your application will be evaluated, please visit our Rates, Terms and Licensing Information page and select your state of residence.

To obtain a loan, you must apply online and have a valid checking account. Loans offered vary by loan program and state. The actual loan amount, term, and APR that you may qualify for may vary based upon your creditworthiness and program parameters. We reserve the right to confirm your creditworthiness at any time prior to the funding of your loan. APR = Annual Percentage Rate. The APR is the cost you pay each year to borrow money, including any fees charged for the loan, expressed as a percentage. The APR is a broader measure of the cost to you of borrowing money since it reflects not only the interest rate but also the fees that you have to pay to get the loan. To see payment examples and program parameters please visit our Rates, Terms and Licensing Information page and select your state of residence.